Helping You Make Smart Decisions About Medicare, Insurance & Social Security
I’m James “Jim” Chronister — a Licensed Insurance Agent and Registered Social Security Analyst® (RSSA®) serving individuals, families, and small businesses in Ohio and Indiana.
I help you protect your health, your income, and your retirement future with clear guidance and a personal, solutions-based approach.
Who I Help
Guidance for Every Stage of Retirement
- Turning 65 and enrolling in Medicare
- Already on Medicare but unsure if their coverage is right
- Planning for retirement and wondering when to take Social Security
- Looking for life or health insurance protection
- Small business owners wanting better employee benefits
Social Security Planning
Registered Social Security Analyst® (RSSA®)
Social Security is one of the most important — and most misunderstood — parts of retirement.
As a Registered Social Security Analyst®, I help you:
- Decide the best time to claim benefits
- Avoid costly claiming mistakes
- Maximize your lifetime benefits
- Understand spousal and survivor benefit options
- Coordinate Social Security with your overall retirement income
Claiming at the wrong time could cost you thousands over your lifetime. A personalized analysis helps you make a confident, informed decision.
I am not affiliated with or endorsed by the Social Security Administration. I provide education and analysis to help you make informed decisions about your benefits.
Medicare & Insurance Services
Licensed Insurance Agent – Ohio & Indiana
Choosing the right coverage can feel overwhelming. I help you understand your options and choose plans that fit your needs and budget.
Services include:
- Medicare Advantage Plans
- Medicare Supplement (Medigap) Plans
- Prescription Drug Plans
- Life Insurance (Term & Whole Life)
- Dental, Vision & Supplemental Coverage
- Small Business & Voluntary Employee Benefits
Have questions about Medicare, insurance, or Social Security? Visit the FAQ page for answers to common questions about how I work and what to expect.
Meet Jim Chronister
Jim has spent his life serving others — first in business, then over 40 years in pastoral ministry, and now helping individuals and families navigate insurance and retirement decisions.
Married for over 50 years, a father and grandfather, Jim believes in taking a solutions-based approach: listening first, understanding your needs, and connecting you with the right resources for your situation.
How Jim Helps
A Simple, Personal Process
1️⃣ We Start with a Conversation
You share your goals, concerns, and current situation.
2️⃣ We Review Your Options
Whether it’s Medicare coverage or Social Security timing, I explain things in plain language.
3️⃣ We Build a Plan Together
You choose the solutions that fit your life and budget — no pressure.
4️⃣ I’m Here for Ongoing Support
As your needs change, I’m here to help you adjust.
Not Sure Where to Start?
That’s okay — most people aren’t. Whether you need help with Medicare or Social Security Benefits, contact me today.
- 937-459-2678
- jim.chronister@gmail.com
- Serving Ohio & Indiana